Uti Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 9
Rating
Growth Option 27-01-2026
NAV ₹3614.81(R) +0.06% ₹3655.07(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.67% 6.34% 5.4% 5.1% 5.54%
Direct 5.72% 6.39% 5.45% 5.16% 5.63%
Benchmark
SIP (XIRR) Regular 5.5% 6.11% 5.95% 5.5% 5.37%
Direct 5.53% 6.16% 6.0% 5.56% 5.44%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.44 0.51 0.62 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 5288 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
UTI Overnight Fund - Regular Plan - Daily IDCW 1370.86
0.0000
0.0000%
UTI Overnight Fund - Direct Plan - Daily IDCW 1371.66
0.0000
0.0000%
UTI Overnight Fund - Regular Plan - Periodic IDCW 1862.23
1.0400
0.0600%
UTI Overnight Fund - Direct Plan - Periodic IDCW 1918.23
1.0800
0.0600%
UTI - Overnight Fund - Regular Plan - Growth Option 3614.81
2.0200
0.0600%
UTI - Overnight Fund - Direct Plan - Growth Option 3655.07
2.0700
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

Uti Overnight Fund is the third ranked fund in the Overnight Fund category. The category has total 29 funds. The Uti Overnight Fund has shown an excellent past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.44 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Uti Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.34 and 2.7 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Uti Overnight Fund has given a return of 5.72% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.39% in last three years and ranked 13.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.45% in last five years and ranked 13th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a return of 5.63% in last ten years and ranked 1st out of three funds in the category. In the same period the category average return was 5.52%.
  • The fund has given a SIP return of 5.53% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 18th in 34 funds
  • The fund has SIP return of 6.16% in last three years and ranks 14th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 6.0% in last five years whereas category average SIP return is 5.98%.

Uti Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.41
    		0.38 | 0.43 5 | 34 Very Good
    3M Return % 1.32
    1.31
    		1.22 | 1.36 6 | 34 Very Good
    6M Return % 2.67
    2.64
    		2.47 | 2.73 6 | 34 Very Good
    1Y Return % 5.67
    5.60
    		5.25 | 5.79 5 | 34 Very Good
    3Y Return % 6.34
    6.28
    		5.98 | 6.46 4 | 32 Very Good
    5Y Return % 5.40
    5.36
    		5.18 | 5.50 3 | 27 Very Good
    7Y Return % 5.10
    5.06
    		5.01 | 5.11 2 | 9 Very Good
    10Y Return % 5.54
    5.43
    		5.35 | 5.54 1 | 3 Very Good
    15Y Return % 6.44
    6.37
    		6.19 | 6.49 2 | 3 Good
    1Y SIP Return % 5.50
    5.43
    		5.07 | 5.60 5 | 34 Very Good
    3Y SIP Return % 6.11
    6.05
    		5.72 | 6.22 4 | 32 Very Good
    5Y SIP Return % 5.95
    5.90
    		5.69 | 6.06 3 | 27 Very Good
    7Y SIP Return % 5.50
    5.26
    		5.04 | 5.50 1 | 9 Very Good
    10Y SIP Return % 5.37
    5.28
    		5.13 | 5.37 1 | 3 Very Good
    15Y SIP Return % 5.86
    5.75
    		5.60 | 5.86 1 | 3 Very Good
    Standard Deviation 0.33
    0.30
    		0.15 | 0.33 26 | 31 Poor
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 28 | 31 Poor
    Sharpe Ratio 1.44
    1.71
    		0.48 | 3.84 9 | 31 Good
    Sterling Ratio 0.62
    0.62
    		0.58 | 0.65 9 | 31 Good
    Sortino Ratio 0.51
    0.98
    		0.16 | 3.60 9 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.40 | 0.43 11 | 34 Good
    3M Return % 1.34 1.33 1.27 | 1.37 16 | 34 Good
    6M Return % 2.70 2.68 2.58 | 2.75 16 | 34 Good
    1Y Return % 5.72 5.68 5.45 | 5.82 13 | 34 Good
    3Y Return % 6.39 6.37 6.17 | 6.57 13 | 32 Good
    5Y Return % 5.45 5.44 5.29 | 5.54 13 | 27 Good
    7Y Return % 5.16 5.15 5.11 | 5.19 4 | 9 Good
    10Y Return % 5.63 5.52 5.43 | 5.63 1 | 3 Very Good
    1Y SIP Return % 5.53 5.50 5.28 | 5.63 18 | 34 Good
    3Y SIP Return % 6.16 6.13 5.94 | 6.25 14 | 32 Good
    5Y SIP Return % 6.00 5.98 5.80 | 6.09 14 | 27 Good
    7Y SIP Return % 5.56 5.34 5.13 | 5.56 2 | 9 Very Good
    10Y SIP Return % 5.44 5.36 5.23 | 5.44 1 | 3 Very Good
    Standard Deviation 0.33 0.30 0.15 | 0.33 26 | 31 Poor
    Semi Deviation 0.30 0.27 0.12 | 0.31 28 | 31 Poor
    Sharpe Ratio 1.44 1.71 0.48 | 3.84 9 | 31 Good
    Sterling Ratio 0.62 0.62 0.58 | 0.65 9 | 31 Good
    Sortino Ratio 0.51 0.98 0.16 | 3.60 9 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Overnight Fund NAV Regular Growth Uti Overnight Fund NAV Direct Growth
    27-01-2026 3614.8127 3655.0733
    23-01-2026 3612.7899 3653.008
    22-01-2026 3612.2881 3652.4956
    21-01-2026 3611.7683 3651.965
    20-01-2026 3611.2548 3651.4409
    19-01-2026 3610.7412 3650.9165
    16-01-2026 3609.2021 3649.3453
    14-01-2026 3608.155 3648.2765
    13-01-2026 3607.6348 3647.7456
    12-01-2026 3607.1217 3647.2218
    09-01-2026 3605.545 3645.6125
    08-01-2026 3605.0186 3645.0753
    07-01-2026 3604.4926 3644.5385
    06-01-2026 3603.987 3644.0222
    05-01-2026 3603.4822 3643.5069
    02-01-2026 3601.9548 3641.9475
    01-01-2026 3601.455 3641.4372
    31-12-2025 3600.8718 3640.8426
    30-12-2025 3600.3351 3640.2949
    29-12-2025 3599.8152 3639.7643

    Fund Launch Date: 23/Aug/1999
    Fund Category: Overnight Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.