Uti Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 3
Rating
Growth Option 04-12-2025
NAV ₹3587.16(R) +0.03% ₹3626.84(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.87% 6.38% 5.33% 5.12% 5.55%
Direct 5.93% 6.43% 5.38% 5.18% 5.64%
Benchmark
SIP (XIRR) Regular 5.62% 6.21% 5.94% 5.49% 5.38%
Direct 5.67% 6.26% 6.0% 5.55% 5.44%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.55 5.29 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.14% 0.0% 0.0% - 0.11%
Fund AUM As on: 30/06/2025 4946 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Uti Overnight Fund 3
Invesco India Overnight Fund 4
Franklin India Overnight Fund 5
Nippon India Overnight Fund 6
Mirae Asset Overnight Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Overnight Fund - Regular Plan - Daily IDCW 1370.86
0.0000
0.0000%
UTI Overnight Fund - Direct Plan - Daily IDCW 1371.66
0.0000
0.0000%
UTI Overnight Fund - Regular Plan - Periodic IDCW 1847.98
0.5200
0.0300%
UTI Overnight Fund - Direct Plan - Periodic IDCW 1903.42
0.5400
0.0300%
UTI - Overnight Fund - Regular Plan - Growth Option 3587.16
1.0200
0.0300%
UTI - Overnight Fund - Direct Plan - Growth Option 3626.84
1.0400
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Overnight Fund category, Uti Overnight Fund is the third ranked fund. The category has total 29 funds. The Uti Overnight Fund has shown an excellent past performence in Overnight Fund. The fund has a Sharpe Ratio of 4.55 which is higher than the category average of 4.08.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Uti Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.34 and 2.7 in last one, three and six months respectively. In the same period the category average return was 0.43%, 1.33% and 2.69% respectively.
  • Uti Overnight Fund has given a return of 5.93% in last one year. In the same period the Overnight Fund category average return was 5.89%.
  • The fund has given a return of 6.43% in last three years and ranked 14.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.41%.
  • The fund has given a return of 5.38% in last five years and ranked 14th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.37%.
  • The fund has given a return of 5.64% in last ten years and ranked 1st out of three funds in the category. In the same period the category average return was 5.54%.
  • The fund has given a SIP return of 5.67% in last one year whereas category average SIP return is 5.64%. The fund one year return rank in the category is 14th in 34 funds
  • The fund has SIP return of 6.26% in last three years and ranks 11th in 31 funds. Bank of India Overnight Fund has given the highest SIP return (6.35%) in the category in last three years.
  • The fund has SIP return of 6.0% in last five years whereas category average SIP return is 5.74%.

Uti Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.14 and semi deviation of 0.11. The category average standard deviation is 0.14 and semi deviation is 0.11.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.43
    		0.39 | 0.46 11 | 34 Good
    3M Return % 1.33
    1.32
    		1.23 | 1.36 6 | 34 Very Good
    6M Return % 2.68
    2.65
    		2.49 | 2.74 6 | 34 Very Good
    1Y Return % 5.87
    5.81
    		5.46 | 6.01 5 | 34 Very Good
    3Y Return % 6.38
    6.32
    		6.03 | 6.50 4 | 32 Very Good
    5Y Return % 5.33
    5.29
    		5.12 | 5.43 3 | 27 Very Good
    7Y Return % 5.12
    5.08
    		5.04 | 5.12 1 | 5 Very Good
    10Y Return % 5.55
    5.45
    		5.37 | 5.55 1 | 3 Very Good
    15Y Return % 6.46
    6.39
    		6.19 | 6.52 2 | 3 Good
    1Y SIP Return % 5.62
    5.56
    		5.21 | 5.76 5 | 34 Very Good
    3Y SIP Return % 6.21
    6.14
    		5.83 | 6.33 3 | 31 Very Good
    5Y SIP Return % 5.94
    5.66
    		5.13 | 6.06 3 | 27 Very Good
    7Y SIP Return % 5.49
    5.31
    		5.06 | 5.49 1 | 5 Very Good
    10Y SIP Return % 5.38
    5.29
    		5.15 | 5.38 1 | 3 Very Good
    15Y SIP Return % 5.69
    5.71
    		5.62 | 5.81 2 | 3 Good
    Standard Deviation 0.14
    0.14
    		0.13 | 0.15 14 | 30 Good
    Semi Deviation 0.11
    0.11
    		0.11 | 0.12 17 | 30 Average
    Sharpe Ratio 4.55
    4.08
    		2.14 | 5.43 3 | 30 Very Good
    Sterling Ratio 0.64
    0.63
    		0.61 | 0.65 3 | 30 Very Good
    Sortino Ratio 5.29
    4.41
    		1.22 | 9.27 3 | 30 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.43 0.41 | 0.46 15 | 34 Good
    3M Return % 1.34 1.33 1.28 | 1.38 15 | 34 Good
    6M Return % 2.70 2.69 2.59 | 2.76 13 | 34 Good
    1Y Return % 5.93 5.89 5.67 | 6.03 13 | 34 Good
    3Y Return % 6.43 6.41 6.21 | 6.62 14 | 32 Good
    5Y Return % 5.38 5.37 5.22 | 5.48 14 | 27 Good
    7Y Return % 5.18 5.17 5.13 | 5.19 2 | 5 Very Good
    10Y Return % 5.64 5.54 5.46 | 5.64 1 | 3 Very Good
    1Y SIP Return % 5.67 5.64 5.42 | 5.79 14 | 34 Good
    3Y SIP Return % 6.26 6.23 6.04 | 6.35 11 | 31 Good
    5Y SIP Return % 6.00 5.74 5.21 | 6.09 9 | 27 Good
    7Y SIP Return % 5.55 5.39 5.15 | 5.55 2 | 5 Very Good
    10Y SIP Return % 5.44 5.37 5.24 | 5.44 1 | 3 Very Good
    Standard Deviation 0.14 0.14 0.13 | 0.15 14 | 30 Good
    Semi Deviation 0.11 0.11 0.11 | 0.12 17 | 30 Average
    Sharpe Ratio 4.55 4.08 2.14 | 5.43 3 | 30 Very Good
    Sterling Ratio 0.64 0.63 0.61 | 0.65 3 | 30 Very Good
    Sortino Ratio 5.29 4.41 1.22 | 9.27 3 | 30 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Overnight Fund NAV Regular Growth Uti Overnight Fund NAV Direct Growth
    04-12-2025 3587.1562 3626.8406
    03-12-2025 3586.6472 3626.321
    02-12-2025 3586.1393 3625.8025
    01-12-2025 3585.6359 3625.2885
    28-11-2025 3584.0736 3623.6941
    27-11-2025 3583.5465 3623.1562
    26-11-2025 3583.0394 3622.6385
    25-11-2025 3582.5302 3622.1187
    24-11-2025 3582.0253 3621.6032
    21-11-2025 3580.4562 3620.0019
    20-11-2025 3579.9347 3619.4697
    19-11-2025 3579.4229 3618.9473
    18-11-2025 3578.9176 3618.4315
    17-11-2025 3578.4172 3617.9206
    14-11-2025 3576.8627 3616.3341
    13-11-2025 3576.3431 3615.8038
    12-11-2025 3575.8429 3615.2931
    11-11-2025 3575.3383 3614.778
    10-11-2025 3574.8345 3614.2637
    07-11-2025 3573.327 3612.7247
    06-11-2025 3572.8287 3612.216
    04-11-2025 3571.8194 3611.1857

    Fund Launch Date: 23/Aug/1999
    Fund Category: Overnight Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.